.reference-source-note{background:#f4f8ff;border:1px solid #dce8f9;border-radius:14px;padding:18px 22px;margin:30px 0}.reference-source-note p{font-size:12px;line-height:1.9;color:#60758e;margin:0}.reference-source-note>div{display:flex;gap:20px;flex-wrap:wrap;margin-top:8px}.reference-source-note a{color:#245deb;font-size:11px}.reference-offer-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin:35px 0}.reference-offer{border:1px solid #d9e5f5;border-radius:18px;padding:28px;display:flex;flex-direction:column;transition:transform .3s,box-shadow .3s}.reference-offer:hover{transform:translateY(-5px);box-shadow:0 18px 40px #123b7210}.reference-offer-value{font:750 53px/1.15 Arial;color:#245deb;margin:18px 0 22px;letter-spacing:-2px}.reference-offer-value small{display:block;font:12px/1.8 "Microsoft JhengHei",sans-serif;color:#647d9c;letter-spacing:0;margin-top:8px}.reference-offer h3{font-size:25px;margin-bottom:14px}.reference-offer>p{font-size:14px;line-height:1.9;color:#60758e;margin-bottom:18px}.reference-offer-terms{border-top:1px solid #e0eafa;padding-top:17px;font-size:12px;line-height:1.9;color:#748aa7;margin-top:auto}.reference-offer>a{display:block;color:#245deb;font-size:13px;margin-top:20px}.reference-home-promotions{padding:80px 0;background:#f4f8ff}.reference-home-promotions h2{font-size:46px;line-height:1.4;margin-bottom:30px}.reference-home-promotions .reference-offer{background:#fff}.reference-home-promotions .reference-source-note{background:#fff9}.provider-directory{margin:0 0 35px;padding:22px 25px;border:1px solid #d9e5f5;border-radius:14px}.provider-directory h3{font-size:18px;margin-bottom:15px}.provider-chips{display:flex;gap:8px;flex-wrap:wrap}.provider-chips>span{padding:6px 13px;background:#edf5ff;border-radius:7px;color:#245deb;font:13px Arial,sans-serif}.provider-directory p{font-size:11px;color:#748aa7;margin-top:15px;line-height:1.8}.provider-directory a{color:#245deb;margin-left:8px}
@media(max-width:800px){.reference-offer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.reference-offer{padding:23px}.reference-offer-value{font-size:46px}.reference-home-promotions{padding:55px 0}.reference-home-promotions h2{font-size:36px}}
@media(max-width:520px){.reference-offer-grid{grid-template-columns:1fr;gap:18px;margin:28px 0}.reference-offer{padding:25px}.reference-offer-value{font-size:52px}.reference-offer h3{font-size:25px}.reference-offer>p{font-size:14px}.reference-offer-terms{font-size:12px}.reference-source-note{padding:18px;margin:25px 0}.reference-source-note>div{gap:8px 18px}.reference-home-promotions{padding:45px 0}.reference-home-promotions h2{font-size:33px}.provider-directory{padding:20px}.provider-chips>span{font-size:12px}.provider-directory p{font-size:11px}}
@media(prefers-reduced-motion:reduce){.reference-offer{transition:none}.reference-offer:hover{transform:none}}

.category-topic-image{width:100%;aspect-ratio:1.7;object-fit:cover;border-radius:14px;margin-bottom:22px}.reading-visual img,.opening-story>img,.row-art img,.experience-story-image img{object-fit:cover;object-position:center}.reading-visual img{width:100%;height:100%}.experience-product-panel .floating-product img{object-fit:cover}